1121 S 23rd StTemple, TX 76504

Description

Seller Financing at 6% (Banks Are at 7%+). Beautifully Renovated 3BR/2BA on Quarter-Acre Corner Lot Near Baylor Scott & White Own for less than rent - seller financing at 6% fixed while bank rates sit above 7%, no bank qualifying. Beautifully renovated 3BR/2BA, 1,288 sqft in the heart of Temple — 1940s character with high-end upgrades throughout: open-concept, single-level living, fresh luxury plank flooring, a fully updated kitchen with gas cooktop, ceiling fans, and a rare primary suite with private bath. Pier-and-beam foundation professionally repaired. Outside: 0.24-acre corner lot, 4-car detached carport, covered front patio, fully fenced backyard, storage shed, and accessibility ramp. Minutes from Baylor Scott & White, Walk Score 73, easy I-35 access. Terms: $199,640 · $25,000 down · $174,640 note at 6%, 30-yr amort, 5-yr balloon (~$1,047/mo P&I, ~$1,164/mo all-in) — about $143/mo less than the same loan at today's 7.24% bank average (~$8,600 saved over the 5-year term).

Property Information

Property type

Residential

Sub-type

Single Family Residence

Year built

1940

Living area

1,288 Sq Ft

Lot size

0.24 acres

Garage spaces

4

Parking spaces

4

Ownership

Fee-Simple

Days on market

51

MLS^® Listing#

7162261

Property Features

Interior

Ceiling Fan(s) · Storage · Master Downstairs

Exterior

None

Appliances

Refrigerator

Cooling

Ceiling Fan(s) · Electric

Heating

Electric

Flooring

Carpet · Vinyl

Fireplace

None

Pool

None

Parking

Additional Parking

Laundry

In Kitchen

Patio

Covered · Front Porch · Patio

Fencing

Fenced

Lot features

Back Yard · Corner Lot · Few Trees · Front Yard

Construction

Vinyl Siding

Foundation

Pillar/Post/Pier

Roof

Asphalt

Windows

Double Pane Windows

Other structures

Storage

Community

None

Utilities

Electricity Connected · Natural Gas Available · Water Connected

Sewer

Public Sewer

Water source

Public

Schools

Elementary

Scott

Middle

Travis

High

Temple

Financial Details

HOA

None

Annual taxes

$3,731Tax year 2025

Assessed value

$156,278

Parcel number

0118330000

Directions

A mile from I-35, pretty close to Scott & White Hospital.